Tuning Your Social Security Benefit When should you take your Social Security benefit? Share | Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Is a SEP-IRA Right for Your Business? For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.